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Funding Marketplace

We work with a marketplace of lenders and card issuers to help you compare the funding options you may qualify for. 7 Figures Funding is not a lender and does not make credit decisions.

Business Line of Credit

A revolving line of credit you can draw from, repay, and draw again without reapplying — useful as a cash-flow buffer rather than for a one-time purchase. You pay interest on what you draw, not on the full line. Some lines also carry draw, maintenance, annual, or unused-line fees, which vary by lender.

0% Introductory Rate Credit Cards

Obtain multiple credit cards with 0% introductory rates to help launch or grow your business. Cards may be issued in the name of the business or individual, depending on the issuer and product. Certain cards may also offer cash-back rewards and other benefits.

Personal Unsecured Term Loan

Personal term loans may be available to qualifying business owners as part of their overall business-funding strategy. Some clients may use personal financing to consolidate existing debt or improve their financial position before pursuing additional business funding. Loan availability, approval, rates, terms, and permitted use of proceeds are determined solely by the lender.

Merchant Cash Advance

Fast access to capital for business use. A merchant cash advance is a purchase of a portion of your future receivables, not a loan, and is repaid through a share of your daily or weekly sales. Permitted use of proceeds is set by the provider. Typically more expensive than longer-term options.

Business Term Loan

A business loan with longer terms and lower payments than short-term options. Many business lenders report to business credit bureaus rather than consumer bureaus, which can help you build a business credit profile. Reporting practices are set by the lender, and most business term loans require a personal guarantee.

SBA Loan

We help you prepare and submit applications to participating SBA lenders for programs including 7(a) and SBA Express, commonly used for business acquisitions and franchises. The 504 program finances fixed assets such as commercial real estate and heavy equipment. Eligibility, rates, and terms are set by the SBA and the participating lender. 7 Figures Funding is not affiliated with, endorsed by, or acting on behalf of the U.S. Small Business Administration.

Equipment Funding

Financing for equipment purchases, secured by the equipment itself, with terms that typically track its useful life. We work with lenders covering a wide range of industries and equipment types, from vehicles and machinery to specialized assets like aircraft. Eligible industries, equipment types, and terms vary by lender.

We may receive compensation from lenders and card issuers if you fund through us. This does not affect which options we present to you. Products, rates, terms, and availability vary by state and by lender, and approval is never guaranteed.

7Figures Funding is not a direct lender.